Health Insurance policy issued to you is valid in India only. When you travel out of India then you need Overseas Travel Health insurance policy because of following reasons : i. If Hospitalization is required while you are in a foreign country then treatment may not start in a hospital; unless you make the payment in cash or by credit card or produce health insurance policy reference / card. ii. Some embassies of foreign countries need it as part of documents for issue of visa itself. An example is the Germany Embassy or Spain Embassy. Even though this policy in the beginning was for taking care of hospitalization/medical treatment only but at present this product is available with certain additional features. You will notice that while in the case of Health Insurance policy valid with in India is having the limit of Rs 5,00,000 but in case of Overseas Health Insurance policy sum can be as high as US$ 5,00,000, which is nearly equal to Rs. 235 lakhs. (Rs 2.35 crores) Health Insurance policy valid within India is issued with difficulty for those above 60 years in age. In the case of Overseas Travel Health Insurance for India, the policy can be issued even for the age of 84 years but subject to following documents being attached with proposal form for all those whose age is above 70: • ECG test • Blood test • Urine test Medical assessment in specified format duly filled/signed/rubber stamped along with license no. of the postgraduate (M.D. or a above) doctor who has filled the report. It is to be understood that report by MBBS qualified doctor is not valid. The medical specialists of the Insurance Companies generally based in Zonal office or Head office review the documents and decide: 1. Whether to accept the proposal and underwrite the risk 2. If to underwrite the risk should there be loading on premium rates and what should be the maximum amount of Hospitalization covered. This approval cycle can take 2 to 5 days. Normally for a person of 70+ age the limits imposed with respect to hospitalization / medication in the policy are between US $ 10000 and US $ 50000. You will notice that this is much less in comparison to limit of US $ 5,00,000, which is available to those who are in age group of 70 years or less. The good thing about this policy is that it is even issued to those who have preexisting disease. Hospitalization in foreign country even with the disease (preexisting) is covered. On the concept of loading factor starting on a specified data it has been seen that for a person aged 84 traveling to USA, a specific PSU loaded the premium by 150%. Private Insurance Companies are generally not issuing policy to those, who are 80+in age. In these recent months we notice that PSU's have started discouraging the issue of such policies These policies can be divided in to : 1. Single trip policy 2. Annual multitrip policy As the name indicates single trip covers a single trip, which is starting on a specific date and ending on a specific date. It is possible to extend the date on payment of additional premium subject to condition that no claim has been made. Extension of policy is at the discretion of the Insurance Company. Annual Multi trip policy is having validity of 1 year. As many trips as you wish are possible but it is subject to the condition: "Single trip not being more than 30 days." Some Insurance Companies now offer option of single trip not being more than 45 days.
Armenian leaders remain preoccupied by the long conflict with Muslim Azerbaijan over Nagorno-Karabakh, a primarily Armenian-populated region, assigned to Soviet Azerbaijan in the 1920s by Moscow. Armenia & Azerbaijan began fighting over the area in 1988; the struggle escalated after both countries attained independence from the Soviet Union in 1991. Armenia prides itself on being the first nation to formally adopt Christianity (early 4th century). Despite periods of autonomy, over the centuries Armenia came under the sway of various empires including the Roman, Byzantine, Arab, Persian, & Ottoman. It was incorporated into Russia in 1828 & the USSR in 1920. By May 1994, when a cease-fire took hold, Armenian forces held not only Nagorno-Karabakh but also a significant portion of Azerbaijan proper. The economies of both sides have been hurt by their inability to make substantial progress toward a peaceful resolution. Turkey imposed an economic blockade on Armenia & closed the common border because of the Armenian occupation of Nagorno-Karabakh & surrounding areas. Geography Government: Republic Armenia is located in the southern Caucasus & is the smallest of the former Soviet republics. It is bounded by Georgia on the north, Azerbaijan on the east, Iran on the south, & Turkey on the west. Contemporary Armenia is a fraction of the size of ancient Armenia. A land of rugged mountains & extinct volcanoes, its highest point is Mount Aragats, 13,435 ft (4,095 m). Prime Minister: Andranik Markarian (2000) President: Robert Kocharian (1998) Area: 11,506 sq mi (29,800 sq km) Population (2004 est.): 2,991,360 (growth rate: -0.3%); (Armenian, 93%; others, Kurds, Ukrainians, & Russians); birth rate: 11.4/1000; kid mortality rate: 24.2/1000; life expectancy: 71.2; density per sq mi: 260 Capital & largest city: Yerevan, 1,462,700 (metro. area), 1,267,600 (city proper) Other large cities: Vanadzor, 147,400; Gyumri (Leninakan), 125,300; Abovian, 59,300 Monetary unit: Dram Language: Armenian 96%, Russian 2%, other 2% Religion: Armenian Apostolic 94%, other Christian 4%, Yezidi 2% Ethnicity/race: Armenian 93%, Russian 2%, Azeri 1%, other (mostly Yezidi Kurds) 4% (2002). Note: as of the end of 1993, virtually all Azeris had emigrated from Armenia
China, with an area of 9.6 million sq km, is the third-largest country in the world, next only to Russia and Canada. Located in eastern Asia, China is bordered by Russia and Mongolia to the north; Russia and North Korea to the east; Russia and Afghanistan to the west; and India, Pakistan, Nepal, Burma, Bhutan, Vietnam, and Laos to the south. The capital of China is Beijing. Shanghai is the largest city.
Traveling to China is a lifetime experience and an ideal way to understand the land of cultural and geographic schisms. China offers immense opportunities for its visitors to make their travel quite interesting. Whether you are interested in Chinese culture, Chinese history, or simply enjoying Chinese scenery, a trip through the Chinese mainland has it all.
If you don’t have a couple of years for exploring the Chinese mainland, it is a good idea to follow a loose itinerary. Some good suggestions along these lines include a trip from the Chinese capital to Tibet through Xi’an’s terracotta warriors, following the traditional Silk route, sailing down the Yangtze River (which provides the most rarest and beautiful views of Mother Nature), or traveling around the Dr Seuss landscape of Guangxi Province.
Beijing has been crowned as the country’s capital for approximately 500 years. The city boasts some of the beautiful sights such as the off-limits palace of Ming and Qing emperors, the Forbidden City, their eunuch servants, princesses, and harems. The Summer Palace, one of the major attractions, was constructed in the late Qing period. China’s renowned imperial legacy – the Great Wall – starts in Beijing. The wall can be viewed from numerous places, however, the majority of the visitors approach it from Beijing.
The sacred mountains of China have always been major pilgrimage destinations for many centuries and all these mountains feature well-marked trails to the summits. There are also stairways carved into rock faces, and sights en route include inscriptions and poems and several temples. The sunrise at the summit is inevitably one of the most noted attractions. Huangshan, Emeishan, and Taishan are the most popular mountains majority of the foreign tourists never miss in their China travel.
China also prides on being home to the largest Buddha statue in the world. The Grand Buddha at Leshan in Sichuan Province is 71 m high and carved into a cliff face that overlooks the meeting of the Dadu and Min rivers.
China’s well-known collection of European architecture is lined up facing the sea on the Bund in Shanghai. Xiamen in Fujian Province features outstanding collections of colonial architecture, on Gulangyu Island.
Tourist attractions in China are too much information to cover. Hence it is better to contact a tourist operator first and get an idea about the possibility and cost of different tour programs before embarking on one.
Unless you are planning a short domestic trip, the cost of airfare is usually a deciding factor in an overseas trip. Most people with moderate incomes simply can't afford to fly regularly, as much as they would like to. There are, however, some people out there who are flying all the time on regular incomes. The secret to achieving this is a willingness to be flexible and shop around with airfares, as well as employing some tried and true discount travel techniques. The key to getting a cheap flight is to shop around, and the internet makes this easy for almost anyone to do. There are a plethora of websites that will conduct searches around the world for cheap airfares. Although the internet is a valuable tool in discovering cheap airfares, it's important that you don't rely on it entirely. Many sites claim they are searching "all flights" for the cheapest possible fare, but you really don't have any way of knowing what they do and don't have access to. Oftentimes the cheapest flights can come from the airlines themselves, and you'd be well advised to check their sites as well in your search. No matter how much research you do online, you should always visit some travel agents. Keep in mind that these people make their livings selling airfares, and will often have access to deals that aren't available to you online. Think of it this way: if you really could always get the cheapest flight online, travel agents would be out of business. The fact that they are not suggests that good deals are to found the old fashioned way: by visiting the office of a travel agent. When looking for discount travel, you should also explore non-traditional methods of finding flights. Websites like http://priceline.com offer reverse auction systems, that is: you place a bid of what you're willing to pay on a given route on a given date, and if it turns out that an airline is willing to release a seat for that price, your credit card is billed an a ticket is issued. Another good avenue to explore is "bucket shops" - companies who buy bulk tickets from airlines at a heavy discount. They don't have the choice that travel agent has, of course, but if you're flexible you can often get a good deal. A typical bucket shop system will work as follows: you give them a week-long window during which you'd like to fly and some destination choices, and then if something comes up at the last minute you can have it at a heavy discount. Another rarely explored discount travel technique is to look into bucket shops and travel agents located in ethnic neighborhoods. Often, foreign airlines sell discounted tickets to these shops, which in turn serve an ethnic community regularly traveling to their home country. These shops have access to tickets from airlines that often aren't available at your regular travel agent, and can offer a significant savings. The important thing to remember in terms of discount travel is to explore as many avenues as you can. The more flexible you are willing to be, the cheaper your fare is likely to be - but even if you're stuck with rigid dates, a compressive search will often result in airfares that are significantly lower than those commonly advertised. https://hotelsetc.org/2022/04/22/reach-your-summer-vacation-destination-with-these-popular-methods-of-travel/
If you are interested in taking a summer vacation, there are a number of decisions that you will have to make. The decision most often thought about is your summer vacation destination. Some individuals and families spend days, even weeks, selecting the perfect summer vacation destination. While choosing a destination is important, so is deciding how you will get there. In the United States and overseas, there are a large number of different travel methods. Each of these methods could be used to assist you in getting to your next summer vacation destination. To determine which method of travel is best for your needs, you are encouraged to closely examine each method. One of the most popular methods for summer vacation travel is the road. A large number of individuals and families make the decision to drive to wherever they are going. It is often thought that air travel is the most popular; however, it is usually not. If you are interested in driving yourself and your family to your vacation destination, there are a number of important factors that you should first consider. Those factors are likely to include the cost of travel. Currently, in the United States, there is a growing concern with the rising cost of gasoline. For years now, summer travel has often meant an increase in the price of gasoline. Before deciding to drive to your next summer vacation destination, you are encouraged to determine the estimated cost of gasoline. There are many families who find that the cost of gasoline is often not worth the trip. In addition to the cost of gasoline, the wear and tear of your vehicle should be considered. The longer the distance of travel, the more your car is likely to depreciate in value. There are many individuals who mistakenly assume that there is no connection between a family vacation and the value of the family car. When a car generates excessive miles, the value of the car will decrease. This value is important when trying to resell your vehicle or offer it as a trade-in. If you find that the traveling on the road is not a viable travel option, you may want to consider air travel. Air travel is almost as popular as road travel. A large number of individuals and families travel the skies to make it to their next summer vacation destination. With thousands of flights taking off each day, it is likely that you could find multiple flights that will allow you to arrive right at your vacation destination. If you decide on air travel, you may want to search for online discounts. In addition to traditional airline discounts, there are many popular vacation resorts that partner with particular airlines. By booking airplane reservations, you may be able to receive significant discounts to popular hotels or restaurants while on vacation. When using an airplane to get to your destination, you will arrive quicker than any other travel method. Air travel is often considered the most preferred method of travel; however, a large number of individuals are unable to afford tickets. The price of gasoline has not only affected the cost of driving your vehicle, but the cost of purchasing an airline ticket, as well. There are many individuals who mistakenly believe that if they are unable to drive themselves or book airline reservations, they will be unable to take a vacation. This is simply not true. There are a number of other travel methods that can be used to reach your next vacation destination. Train travel and bus travel may help you reach your vacation destination. While they may not be considered the most glamorous methods of travel, they are often considered the cheapest. There are a large number of passenger trains and buses that depart from the Untied States, and other areas of the world, on a daily basis. It may take you longer to reach your anticipated destination, but tickets are almost always affordable. Understanding your travel options is the best way to plan your summer vacation. You can select the perfect vacation destination, but if your method of travel is unpleasant, your vacation could be ruined. With a little bit of research and decision making, you should be able to find the perfect way to arrive in style at your next summer vacation destination. https://hotelsetc.org/2022/04/19/bizarre-travel-guide/